Financial education without the noise

Before you look at the market, learn to look with judgement.

Financial education to understand what is happening, ask better questions and build your own judgement.

Start understanding the market
Person at a desk with a gold price chart on the monitor, a phone showing prices and a Capital en Claro sheet with notes

See what already happened,
not what might happen.

Choose an amount and a period, and see how it would have moved in a test series shaped like a stock market index. This is an exercise about the past.

How long ago

€1,000 tracking this test series over 90 days would be worth at the end

€950.42Test data

Would have fallen €49.58−4.96%

Excludes dividends, fees, taxes and the effect of the exchange rate.

2 Oct 2025Starting point: €1,00031 Dec 2025

With more perspective

Of the 1,196 periods of 90 days in the five years of the test series, 40% ended in a loss. The best rose 25.8%; the worst fell 20.9%.

How it is calculated: daily closes of a test series shaped like a stock market index, not the real S&P 500. Without dividends or the effect of the exchange rate. Past data does not indicate future results.

Test data: these are not real index figures. They are here to show how the exercise works.

Ask us how to read this result

The problem

The market is full of information.
The problem isn't finding it.
It's knowing what to do with it.

News. Charts. Opinions. Predictions. Data.

Capital en Claro exists to help you move from receiving information to understanding and applying it. Get in touch

Overhead view of several people reviewing reports, charts and a laptop showing a chart on a table

More context.
Better decisions.

Market summary

A single figure says little. Compare several markets, change the period and notice what moves together and what does not.

S&P 500 SPX

US stock market index

5,000.00 points

Up +2.01%+98.43 in the last session

Test seriesTest data

Change over one month +3.37% (+162.85)

5,000.00 31 Dec 2025

Move the pointer over the chart, or focus it and use the arrow keys, to see each value.

Closing and 52-week figures

Previous close
4,901.57
52-week high
5,317.85
52-week low
3,898.85

Major indices

Choose an index to see it in the chart.

Currencies and bonds

  • Euro/dollar EURUSD

    US dollars per euro

    1.1199

    Down −0.12%

  • US 10-year Treasury US10Y

    Annual yield

    4.98%

    Down −0.07 pp

It is here to help you learn to read an index, not to decide whether to buy or sell. Each real series is published on its own schedule: every figure shows the date of its latest close. VIX source: Cboe, via FRED. Euro/dollar and US Treasury: Federal Reserve, via FRED. Updated once a day.

Test data: these are not real index figures. They are here to show how the exercise works.

For beginners

Not sure where to start?
Start with the basics.

If you're taking your first steps, this is your learning path.

  1. Essential concepts

    The words you need to know to understand finance.

    Explore
  2. How the market works

    A simple introduction to the world of investing and markets.

    Explore
  3. Learn to analyse

    Tools to interpret information and understand the context.

    Explore

How we see finance

Your judgement is worth more than any promise.

Capital en Claro exists to bring financial education closer to real decisions, with information you can follow and honest expectations.