Funds, ETFs and indices

Why so few funds beat the S&P 500
and what lies behind it.

We'll call you to explain what an index fund is, what an ETF is, and how fees and time change the result of any fund. Without recommending any.

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  1. Question: On the call, tell us what you want to understand, in your own words.
  2. Context: If needed, we ask what surrounds that question.
  3. Answer: We call you by phone, calmly and without templates.

Write to us about these topics, or anything else

  • What an ETF is and how it differs from an index fund
  • Why so few funds beat the S&P 500 over the long run, and what lies behind that figure
  • How a pension grows with compound interest, and why time matters more than the figure
  • Risk explained: what it means to be able to lose money, and how it is measured
  • Independent education: understanding a news story or a product without anyone selling it to you